Florida Life Insurance Licensing Guide

1. Overview

What is a Florida Life Insurance Agent?

A Florida 2-14 Resident Life Agent is licensed to transact life insurance and annuity contracts, including fixed and variable annuities and other authorized life insurance products. This guide explains the licensing process and provides official Florida Department of Financial Services (DFS) resources. Florida Department of Financial Services

2. Eligibility Requirements

To apply for a Florida 2-14 Resident Life Agent License, you must:

  • Be at least 18 years old
  • Be a bona fide Florida resident
  • Be a U.S. citizen or legal alien authorized to work in the United States
  • Not hold a resident insurance license in another state Florida Department of Financial Services

3. Complete the Required Education

Complete a DFS-approved 30-Hour Life Pre-Licensing Course within four years before applying for the license.

Florida also recognizes certain education, designation, and reciprocity pathways that may waive some licensing requirements. Florida Department of Financial Services

Recommended Course

✅ RECOF Florida 2-14 Resident Life Pre-Licensing Course

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4. Submit Your License Application

Submit your Florida 2-14 Resident Life Agent License Application through the Florida Department of Financial Services.

MyProfile - Apply for a License

5. Complete Fingerprinting

Complete the required fingerprinting and background check as part of the licensing process. Fingerprinting fees are paid directly to the approved vendor. Florida Department of Financial Services

Florida DFS Fingerprinting Information

6. Schedule and Pass the State Examination

After completing the required pre-licensing education, schedule and pass the appropriate Florida insurance licensing examination through Pearson VUE. Florida Department of Financial Services

Schedule Your Exam

7. Complete Your Licensing Requirements

After satisfying the education, application, fingerprinting, and examination requirements, monitor your DFS MyProfile account for updates and licensing status.

Once approved, you can access your licensing information through MyProfile.

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