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30-Hr. Florida 2-14 Resident Life (Including Annuities & Variable Contracts) Agent Pre-Licensing Course

$129

30 Total hours

30 Mandatory hours

This course provides you with the 30 hours of instruction required for the Florida 2-14 Resident Life (Including Annuities & Variable Contracts) Agent license. The course prepares you for the Florida state licensing exam and provides the foundational knowledge needed to understand life insurance, annuities, variable contracts, policy provisions, underwriting, and applicable Florida insurance laws and regulations.

Course curriculum

    1. Welcome to the Course

    1. Learning Objectives

    2. Lesson 1.1 — Purpose and Principles of Life Insurance

    3. Lesson 1.2 — Traditional Whole Life Insurance

    4. Lesson 1.3 — Term Life Insurance

    5. Lesson 1.4 — Universal, Variable, and Interest-Sensitive Life Insurance

    6. Lesson 1.5 — Indexed Life Insurance

    7. Lesson 1.6 — Joint Life and Survivorship Policies

    8. Chapter 1 — Lesson Summary

    9. Chapter 1 Quiz

    1. Learning Objectives

    2. Lesson 2.1 — Annuity Fundamentals

    3. Lesson 2.2 — Immediate and Deferred Annuities

    4. Lesson 2.3 — Fixed and Variable Annuities

    5. Lesson 2.4 — Indexed Annuities

    6. Lesson 2.5 — Accumulation and Annuitization

    7. Lesson 2.6 — Annuity Payout Options

    8. Chapter 2 — Lesson Summary

    9. Chapter 2 Quiz

    1. Learning Objectives

    2. Lesson 3.1 — Premium and Disability Riders

    3. Lesson 3.2 — Guaranteed Insurability and Payor Riders

    4. Lesson 3.3 — Accidental Death and Term Riders

    5. Lesson 3.4 — Long-Term Care and Accelerated Benefit Riders

    6. Lesson 3.5 — Other Insureds, Return of Premium, and Cost-of-Living Riders

    7. Chapter 3 — Lesson Summary

    8. Chapter 3 Quiz

    1. Learning Objectives

    2. Lesson 4.1 — The Insurance Contract and Ownership Rights

    3. Lesson 4.2 — Beneficiaries and Beneficiary Designations

    4. Lesson 4.3 — Premiums, Grace Periods, and Reinstatement

    5. Lesson 4.4 — Policy Loans, Withdrawals, and Nonforfeiture

    6. Lesson 4.5 — Dividends and Settlement Options

    7. Lesson 4.6 — Incontestability, Assignments, Suicide, and Misstatement

    8. Lesson 4.7 — Policy Exclusions

    9. Chapter 4 — Lesson Summary

    10. Chapter 4 Quiz

    1. Learning Objectives

    2. Lesson 5.1 — Completing the Life Insurance Application

    3. Lesson 5.2 — Required Disclosures and Consumer Information

    4. Lesson 5.3 — Underwriting and Insurable Interest

    5. Lesson 5.4 — Medical and Consumer Reports

    6. Lesson 5.5 — Risk Classification, STOLI, and IOLI

    7. Lesson 5.7 — Fundamentals of Insurance Contract Law

    8. Chapter 5 — Lesson Summary

    9. Chapter 5 Quiz

About this course

  • $129.00
  • 89 lessons
  • 0 hours of video content

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