Florida 2-15 Health & Life Pre-Licensing Course

Florida 2-15 Resident Health & Life (Including Annuities & Variable Contracts) Agent Pre-Licensing Course - 60 Hours

Prepare for Florida’s 2-15 Resident Health & Life license with comprehensive instruction in life and health insurance, annuities, variable contracts, underwriting, policy provisions, and Florida insurance laws.

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🛡️ Florida Approved | 💻 100% Online | 📜 Certificate Issued

Florida 2-15 Resident Health & Life Insurance Pre-Licensing Course

$159 or 3 Payments of $59

60 Total Hours

60 Mandatory Hours

This 60-hour online pre-licensing course prepares students for the Florida 2-15 Resident Health & Life Agent License examination. The course covers life and health insurance principles, annuities, policy provisions, underwriting, Florida insurance laws, ethics, and professional responsibilities. Study online at your own pace while preparing for your Florida insurance licensing examination.

Course curriculum

1. Welcome to the Course
1. Learning Objectives
2. Lesson 1.1 — Fundamentals of Life Insurance and Whole Life Policies
3. Lesson 1.2 — Universal and Interest-Sensitive Life Insurance
4. Lesson 1.3 — Variable and Variable Universal Life Insurance
5. Lesson 1.4 — Indexed Life Insurance
6. Lesson 1.5 — Term Life Insurance and Special Features
7. Lesson 1.6 — Annuities: Types, Premiums, and Contract Phases
8. Lesson 1.7 — Annuity Payout Options
9. Lesson 1.8 — Joint Life, Survivorship Life, and Combination Plans
10. Summary of Important Points
11. Chapter 1 Quiz
1. Learning Objectives
2. Lesson 2.1 — Life Insurance Policy Riders
3. Lesson 2.2 — The Life Insurance Contract and Owner's Rights
4. Lesson 2.4 — Premium Payments, Grace Periods, and Reinstatement
5. Lesson 2.5 — Policy Loans, Withdrawals, and Nonforfeiture Options
6. Lesson 2.6 — Dividends and Dividend Options
7. Lesson 2.7 — Incontestability, Assignments, Suicide, and Misstatement of Age or Gender
8. Lesson 2.8 — Settlement Options and Accelerated Death Benefits
9. Lesson 2.9 — Life Insurance Policy Exclusions
10. Summary of Important Points
11. Chapter 2 Quiz
1. Learning Objectives
2. Lesson 3.1 — Completing the Life Insurance Application
3. Lesson 3.2 — Initial Premiums, Receipts, and Replacement
4. Lesson 3.3 — Consumer Disclosures, HIPAA, HIV Consent, and Privacy
5. Lesson 3.4 — USA PATRIOT Act, Anti-Money Laundering, and GLBA
6. Lesson 3.5 — Life Insurance Underwriting and Risk Classification
7. Lesson 3.6 — Insurable Interest and Underwriting Information
8. Lesson 3.7 — STOLI and Investor-Owned Life Insurance
9. Lesson 3.8 — Policy Delivery and When Coverage Begins
10. Lesson 3.9 — Fundamentals of Insurance Contract Law
11. Summary of Important Points
12. Chapter 3 Quiz
1. Learning Objectives
2. Lesson 4.1 — Third-Party Ownership and Life Settlements
3. Lesson 4.2 — Group Life Insurance
4. Lesson 4.3 — Qualified and Nonqualified Retirement Plans
5. Lesson 4.4 — Personal Life Insurance Needs Analysis and Suitability
6. Lesson 4.5 — Business Life Insurance: Key Person and Buy-Sell Plans
7. Lesson 4.6 — Social Security Benefits
8. Lesson 4.7 — Tax Treatment of Life Insurance
9. Lesson 4.8 — Modified Endowment Contracts (MECs)
10. Summary of Important Points
11. Chapter 4 Quiz
1. Learning Objectives
2. Lesson 5.1 — Individual and Group Disability Income Insurance
3. Lesson 5.2 — Business Disability and Key Employee Coverage
4. Lesson 5.3 — Accidental Death and Dismemberment Insurance
5. Lesson 5.4 — Basic and Major Medical Expense Insurance
6. Lesson 5.5 — HMOs, PPOs, and POS Plans
7. Lesson 5.6 — FSAs, HSAs, HDHPs, and HRAs
8. Lesson 5.7 — Medicare Supplement Insurance
9. Lesson 5.8 — Group Health Insurance and COBRA
10. Lesson 5.9 — Long-Term Care Insurance
11. Lesson 5.10 — Dental, Vision, Cancer, and Critical Illness Coverage
12. Lesson 5.11 — Worksite, Hospital Indemnity, Short-Term Medical, and Accident Policies
13. Summary of Important Points
14. Chapter 5 Quiz
1. Learning Objectives
2. Lesson 6.1 — Mandatory Health Insurance Policy Provisions
3. Lesson 6.2 — Optional Health Insurance Policy Provisions
4. Lesson 6.3 — Health Insurance Claims Provisions
5. Lesson 6.4 — Insuring, Free-Look, and Consideration Clauses
6. Lesson 6.5 — Probationary and Elimination Periods
7. Lesson 6.6 — Exclusions, Limitations, and Preexisting Conditions
8. Lesson 6.7 — Deductibles, Coinsurance, and Copayments
9. Lesson 6.8 — Eligible Expenses, Prior Authorization, and URC Charges
10. Lesson 6.9 — Health Insurance Riders
11. Lesson 6.10 — Rights of Renewability
12. Summary of Important Points
13. Chapter 6 Quiz
1. Learning Objectives
2. Lesson 7.1 — Introduction to Social Insurance
3. Lesson 7.2 — Medicare Part A and Part B
4. Lesson 7.3 — Medicare Part C and Part D
5. Lesson 7.4 — Medicaid
6. Lesson 7.5 — Social Security Benefits
7. Summary of Important Points
8. Chapter 7 Quiz
1. Lesson Objectives
2. Lesson 8.1 — Total, Partial, Recurrent, and Residual Disability
3. Lesson 8.2 — Policy Ownership, Beneficiaries, and Premium Modes
4. Lesson 8.3 — Coordination and Nonduplication of Benefits
5. Lesson 8.4 — Occupational vs. Nonoccupational Coverage
6. Lesson 8.5 — Tax Treatment of Health Insurance Premiums and Benefits
7. Lesson 8.6 — Managed Care
8. Lesson 8.7 — Workers’ Compensation
9. Lesson 8.8 — Subrogation
10. Summary of Important Points
11. Chapter 8 Quiz
1. Learning Objectives
2. Lesson 9.1 — Completing the Health Insurance Application
3. Lesson 9.2 — Sources of Insurability and HIPAA Privacy
4. Lesson 9.3 — Initial Premiums, Receipts, and Medical Examinations
5. Lesson 9.4 — Submitting Applications for Underwriting
6. Lesson 9.5 — Policy Delivery and Explaining Coverage
7. Lesson 9.6 — Health Insurance Replacement
8. Lesson 9.7 — Contract Law and Insurable Interest
9. Lesson 9.8 — Representations, Warranties, and Insurance Contract Characteristics
10. Summary of Important Points
11. Chapter 9 Quiz
1. Learning Objectives
2. Lesson 10.1 — Florida Insurance Regulatory Structure
3. Lesson 10.2 — Chief Financial Officer and Financial Services Commission
4. Lesson 10.3 — Florida Department of Financial Services
5. Lesson 10.4 — Office of Insurance Regulation and Office of Financial Regulation
6. Lesson 10.5 — Florida Insurance Definitions and Types of Insurers
7. Lesson 10.6 — Florida Agent and Agency Licensing
8. Lesson 10.7 — Appointments and License Requirements
9. Lesson 10.8 — Maintaining a Florida Insurance License
10. Lesson 10.9 — Agent Responsibilities and Fiduciary Duties
11. Lesson 10.10 — Commissions, Compensation, Records, and Regulatory Communications
12. Lesson 10.11 — Ethics and the Insurance Guaranty Fund
13. Lesson 10.12 — Unfair Methods of Competition and Marketing Practices
14. Lesson 10.13 — Twisting, Churning, Rebating, Sliding, Fraud, and Other Prohibited Practices
15. Summary of Important Points
16. Chapter 10 Quiz
1. Learning Objectives
2. Lesson 11.1 — Florida Life Insurance Marketing and Agent Responsibilities
3. Lesson 11.2 — Buyer’s Guides, Policy Summaries, and Required Disclosures
4. Lesson 11.3 — Advertising, Sales, and Prohibited Practices
5. Lesson 11.4 — Annuity Suitability and Best-Interest Requirements
6. Lesson 11.5 — Florida Life Insurance Replacement Requirements
7. Lesson 11.6 — Individual Life Contract Requirements
8. Lesson 11.7 — Beneficiary Protections, Divorce, and Secondary Addressees
9. Lesson 11.8 — Florida Nonforfeiture and Policy Settlement Requirements
10. Lesson 11.9 — Florida Group Life Insurance Requirements
11. Summary of Important Points
12. Chapter 11 Quiz
1. Learning Objectives
2. Lesson 12.1 — Florida Health Policy Standards and Required Provisions
3. Lesson 12.2 — Florida Group Health Insurance Requirements
4. Lesson 12.3 — Health Insurance Disclosure and Marketing Requirements
5. Lesson 12.4 — Medicare Supplement Insurance Requirements
6. Lesson 12.5 — Medicare Supplement Marketing, Disclosure, and Replacement
7. Lesson 12.6 — Florida Long-Term Care Insurance Requirements
8. Lesson 12.7 — Long-Term Care Terminology, Benefits, and Consumer Protections
9. Lesson 12.8 — Florida Long-Term Care Partnership and Medicaid
10. Lesson 12.9 — Florida Small Employer Health Insurance Requirements
11. Lesson 12.10 — Florida Healthy Kids and HIV/AIDS Requirements
12. Lesson 12.11 — Florida Health Plan Types: HMO, PPO, EPO, and Other Plans
13. Lesson 12.12 — Dread Disease Policies
14. Summary of Important Points
15. Chapter 12 Quiz
1. Practice Exam Instructions
2. Practice Exam (Optional)
3. Final Exam Instructions
4. Final Exam (Required)

About this course

$159.00
150 lessons
0 hours of video content

Start Your Florida Health & Life Insurance Career

Prepare for your Florida 2-15 license with flexible online pre-licensing education covering health, life, annuities, and variable contrac

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Florida 2-15 Resident Health & Life (Including Annuities & Variable Contracts) Agent Pre-Licensing Course - 60 Hours

Course curriculum

Welcome

Chapter 1 — Types of Life Policies and Features

Chapter 2 — Life Policy Riders, Provisions, Options, and Exclusions

Chapter 3 — Completing the Life Application, Underwriting, and Policy Delivery

Chapter 4 — Retirement and Other Life Insurance Concepts

Chapter 5 — Types of Health Policies

Chapter 6 — Health Policy Provisions, Clauses, and Riders

Chapter 7 — Social Insurance

Chapter 8 — Other Health Insurance Concepts

Chapter 9 — Field Underwriting Procedures

Chapter 10 — Florida Statutes, Rules, and Regulations Common to All Lines

Chapter 11 — Florida Laws Pertinent to Life and Annuity Insurance

Chapter 12 — Florida Laws Pertinent to Health Insurance

Course Assessment

About this course

Start Your Florida Health & Life Insurance Career